Category Archives: MediShield Life mandatory medical insurance

A healthy population; Expand community healthier physical activities; Live and age well; Building more hospitals and clinics not the long-term solution; Rising cost of healthcare is a concern; Add reward element, increase incentive in the push for healthy living; Also: reward those who live healthy lifestyles; Successful ageing – Live and age well – ageing gracefully; How? Caring for the aged with low retirement CPF funds – retirement adequacy;

  ===================== .   A healthy population will result in many benefits to the self and the society as a whole: higher productivity due to less down time; greater medical cost savings in hospitals and clinics; and less mental and … Continue reading

Posted in CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, CPF, Inflation and Rising cost of living, Medical & Health, MediShield Life mandatory medical insurance, Population, Productivity, Silver Support Scheme, Social issues, Socialistic Policies, Workfare income supplement; Progressive Wage Model | Tagged , , , , , | Leave a comment

Diseases; Covid-19 virus; Let’s find a cure for HIV Aids..how? Still no cure in sight. My letter to BT in 1992, some 28 years ago; … We wait; Now 2020, mankind is affected by the Covid-19 Pandemic; What did Hippocrates said some 2400 years ago?

. ====== Common cold, dengue fever, Ebola, AIDs, HIV, SARS, etc. There is no cure for the common cold.  And there is no cure yet for HIV. Now in 2020, mankind is affected by the Covid-19 pandemic. Has medical science … Continue reading

Posted in Divine Science. Man-made human science, Fate, Destiny, Accidents & Coincidence, Medical & Health, MediShield Life mandatory medical insurance, Religions and Faiths, Social issues, Spiritual First - then mental then physical | Tagged , , , , | Leave a comment

2019 Budget – my 28 suggestions

2019 Budget  – my 28 suggestions: I hope MOF Heng Swee Keat will include one or two of my suggestions in the 2019 Budget, which will be announced in Parliament by him on 18th Feb 2019. What will be the … Continue reading

Posted in Budgets 2018, etc., Business & Finance, CPF, Government, Govt's Budget, GST, Medical & Health, MediShield Life mandatory medical insurance, Minimum Wage; PWM and WIS in Singapore's wage policies, Politics, Population, Properties, Silver Support Scheme, Social issues, Socialistic Policies, Taxation, Transport | Tagged | Leave a comment

CareShield Life from Nov 6, 2021; …inclusiveness and equality? Will CSL cove babies born blind or with congenital deformities? MOH has sent their letter dated 16th June 2023 to elderly Singaporeans inviting them to join CSL by 31st Dec 2023;

========== . MOH has sent their letter of 16th June 2023. ref: CSLNTF026 to Singaporeans inviting all to join CareShield Life by 31st Dec 2023 to enjoy participation incentives of S$4000 over 10 years given by the Govt. Govt’s support … Continue reading

Posted in CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, Inflation and Rising cost of living, Medical & Health, MediShield Life mandatory medical insurance | Tagged | Leave a comment

MediShield Life and palliative cover; Better late than never; Grateful for Govt’s compulsory medical health insurance for all; Level playing field at last, enhanced by Govt, two years of waiting after public feedback in 2018; Hospice palliative care is covered by MediShield Life wef 1st April, 2020; Next, CareShield Life? CPF Medisave? MediFund, will it be enhanced too?

=========== . No worries… MediShield Life and MediFund… Who will bother to ask for MediFund 2022 statistics and account status in Parliament? ======= Forum: No one will be denied appropriate cancer care due to an inability to pay UPDATED 2 … Continue reading

Posted in Government, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Social issues, Socialistic Policies, The Govt listened and implemented my ideas and feedback | Tagged , , | Leave a comment

Cashless; Paperless; The Govt has listened yet again; Four years of waiting; Grateful the Govt has upgraded the systems at the polyclinics – A paperless system – and pay electronically; Japan has the paperless system to cut waiting times at pharmacies; Now, ours too; What next?

======== . Cashless and Paperless;  The cashless society.. a one card system. No card you cannot move around in society. You will become history. When? It is all about money. Cash only. Some retail shops accept only cash, and the … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, Economy; Perfect Economic Storm? When?, Food & Drinks; hawker centres; foodcourts;, Hawker Food -Top Favourites, IT. AI, and Computerisation; Robots; Space Technology; Astral Particle Information System, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Productivity, Social issues, Socialistic Policies, The Govt listened and implemented my ideas and feedback | Tagged , , | Leave a comment

CPF Annual Statement – It shows more details the amounts given by the Government to each person;

CPF…..it proves again that the Govt listens to public feedback. Prior to 2015, not many recipients were aware how much they had received as the Govt did not provide details in a summarised format at year end. I remember in … Continue reading

Posted in CPF, Government, GST Rebates, MediShield Life mandatory medical insurance, PG and CHAS, Silver Support Scheme, Socialistic Policies, The Govt listened and implemented my ideas and feedback | Tagged , , , | Leave a comment

Integrated Plans; Panel of specialist doctors; Rising MSL premium; make premium affordable, how? 25,000 to pay higher MediShield Life premiums [universal coverage starts 1 Nov 2015]; How to keep premium from rising sharply for both the MSL and IP starting from 2021? Insurers will impose new conditions on existing IP policies;

  =========== . Shifting…the goal posts…. It is all about money, and how not to lose any. ====================== . Integrated Shield Plan riders to offer at least double the cancer coverage of main policy Policyholders will also be covered for … Continue reading

Posted in Medical & Health, MediShield Life mandatory medical insurance, Socialistic Policies | Tagged , , | Leave a comment

Abandoned houses: PGs and MGs – ageing population; Make a Will? Make a Lasting power of attorney? Why? Lonely elderly man a dementia in nursing home, S$1m cash savings, no LPA; Fast ageing population and ageing problems of the elderly; Abandoned houses in Japan; In Singapore, some old folks died in loneliness, and their bodies were not found for months…; Ageism – negative attitudes towards the elderly;

======== . Source: SBS News There are millions of empty homes in Japan, so one group is offering them to in need single mothers. . =============== . . In Singapore, will it be possible for Govt to allow VWOs [by … Continue reading

Posted in Cost of Living & Retirement Adequacy, Fate, Destiny, Accidents & Coincidence, HDB Public Housing; affordability; EIP policy; and resale prices;, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Population, Properties, Singapore in 1960s, Social issues, Socialistic Policies | Tagged , , , | Leave a comment

MediShield LIfe – do you have all the answers?

MediShield Life: Answers to 101 frequently asked questions The link: http://www.straitstimes.com/STI/STIMEDIA/2015/medishield-faq/faq-index.html By Linette Lai in Straits Times MediShield Life, which replaces MediShield, will take effect later this year. The compulsory all-inclusive health insurance scheme provides lifetime coverage for all Singaporeans … Continue reading

Posted in Medical & Health, MediShield Life mandatory medical insurance | Tagged | Leave a comment

Medical Science; What is the purpose of Drugs and Medicine? – Do not cherish it excessively; Medical treatment, Systems medicine: using casual therapy and symptomatic therapy;

========== Is medicine deadly? What is the purpose of medicine in the lives of human beings? Why some medicine has the alphabet N or Z in its name? Where do words and languages stem from, the Origin? What is the … Continue reading

Posted in Divine Science. Man-made human science, Fate, Destiny, Accidents & Coincidence, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Religions and Faiths, Social issues, Spiritual First - then mental then physical | Tagged , | Leave a comment

Retirement adequacy – a long-term concern? How to top-up CPF for Gig workers/the 20% lower-income groups? Will the Govt have the political will to have policies that stand in good stead for us to be an inclusive society? How to have socialist policies for the sake of Singaporeans’ well-being; All about money; More should be done when we are hit by an economic storm;

========== . Retirement adequacy for the poor [the 250,000 or the 25% at the base of our society] must be one of the top social issues to be discussed and addressed. How it should be addressed and why? What are … Continue reading

Posted in Budget 2015 - new policies?, Cost of Living & Retirement Adequacy, CPF, Economy; Perfect Economic Storm? When?, GE2020 on 10th July 2020; and one year later;, Government, Govt's Budget, GST, HDB Public Housing; affordability; EIP policy; and resale prices;, Inflation and Rising cost of living, Medical & Health, MediShield Life mandatory medical insurance, Minimum Wage; PWM and WIS in Singapore's wage policies, MRT, National Day Rally - new policies and strategies, National Reserves, PG and CHAS, Politics, Silver Support Scheme, Social issues, Socialistic Policies, The Govt listened and implemented my ideas and feedback, Transport, Workfare income supplement; Progressive Wage Model | Tagged , , , | 2 Comments

Pioneer Generation medical and dental claims – possible loopholes; there are warning signs; Hope the Govt listens.

PG claims…what are the possible loopholes for false claims….?” Sharing what I wrote to the MOH in Dec 2014: From: tan kok tim Sent: Saturday, December 06, 2014 6:38:21 PM To: MOH Kim Yong GAN (MOH), REACH (REACH), MOH QSM … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Corruption, Education; What is Complete Whole Person Education?, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Socialistic Policies, The Govt listened and implemented my ideas and feedback | Tagged | Leave a comment

50-year public infrastructures: To pay construction by taxation, loans or bonds? Should there be sinking funds for public infrastructures to pay for renovation and upgrading? Development economists to advise, should the people pay for the cost of state land owned by the Govt for the benefit of the people? Impact on rising prices of HDB public housing prices [due to cost of town centres, hawker centres, multi-storey carparks, not benefiting the poor; the schools, universities, hospitals, polyclinics, all on State Land;

What is the root cause of rising cost of living?…It is rental. Should cost of State Land be viewed holistically? It is a subject for the learned economists and in particular those who wrote PhD thesis on development economics.  Let … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, Government, HDB Public Housing; affordability; EIP policy; and resale prices;, Medical & Health, MediShield Life mandatory medical insurance, National Reserves, Politics, Productivity, Properties, Social issues, Socialistic Policies, State Land | Tagged , , , | Leave a comment

CPF – what changes will be announced by PM Lee at the National Day Rally on 17th August 2014?

Should we have a CPF – Hospital Trust? Public hospitals are short of beds, and the solution to contain medical costs is for the Govt to set up a CPF-Hospital Trust to encourage Singaporeans to fund it. This will give … Continue reading

Posted in Budget 2015 - new policies?, Cost of Living & Retirement Adequacy, CPF, Government, Govt's Budget, HDB Public Housing; affordability; EIP policy; and resale prices;, Medical & Health, MediShield Life mandatory medical insurance, Politics, Properties, Socialistic Policies | Tagged , , , , | Leave a comment

MediShield Life – The Committee’s Report

The link: https://www.moh.gov.sg/content/dam/moh_web/MediShieldLife/Others/Recommendations/MediShield_Life_Review_Committee_Report_Final.pdf The MediShield Life Review Committee Report did not disclose all the numbers on many key issues. Singaporeans can only guess what it is. For that reason, there is the article in ST on 7th July, “MediShield Life: … Continue reading

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MediShield Life Review Committee – how to be truly compassionate? Not for terminally ill in hospice..

What are the missing links in the report that would have made the Committee’s recommendations truly compassionate to meet the social policy objectives of the PAP Govt? ————- In Dec 2013, I wrote: “I hope the Govt will consider setting … Continue reading

Posted in Government, Medical & Health, MediShield Life mandatory medical insurance, Politics, Social issues, Socialistic Policies | Tagged , , | Leave a comment

MediShield Life – Cheaper cancer medication; Govt subsidies going hassle-free and automatic for MSL; More coverage and benefits in the revision of MSL in 2021; Cheap cancer drugs from 2022;

===== . MediShield Life coverage enhanced for cancer treatment; to cover drug bills of nearly 90% of subsidised patients Spending on cancer drugs here has gone up at a compounded annual growth rate of 20 per cent.PHOTO: ST FILE Salma … Continue reading

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MediShield Life – Hassle-Free and on automation mode

Hassle-Free. It is long over due. I wish to commend the MediShield Life Committee for their recommendations especially making it hassle-free and automatic in Today’s  “Subsidies for MediShield Life premiums will be “hassle-free” and “automatic” – 9th June 2014.. I … Continue reading

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MediShield Life, our expectations – in comparison, the Malaysian Govt gives free medical to Malaysians at public hospitals; and cash RM900 per quarter to Malaysians above 60 years.

MediShield Life and Medical benefits.    Minister Chan Chun Sing has taken the stand that Singapore could be far ahead in generosity in giving benefits to our elderly Singaporeans.  The S$8 billion Pioneer Generation Fund speaks volume in what the Govt … Continue reading

Posted in Bilateral Relationship with Asean nations, Cost of Living & Retirement Adequacy, Government, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Politics, Social issues, Socialistic Policies | Tagged , | Leave a comment