Category Archives: Business & Finance

APEC Summit in SF on 15th Nov 2023; Xi and Biden met for four hours on the sidelines of the Summit; What are the key issues on the table?

. =========== . What Xi got out of his meeting with Biden The summit has been vital for the Chinese President’s bid to stabilise the domestic situation, and potentially to gain more access to US businesses. Tom Harper UPDATED 20 … Continue reading

Posted in Business & Finance, Economy; Perfect Economic Storm? When?, International Politics, Super Power Politics; Trade and Tariffs Friction;, World Peace, World Trade, Economy, & FTAs | Tagged | Leave a comment

Travels and the tourist attractions; tourism and the travel industry; invisible earnings; travel while young; the medical travel industry; travel insurance; airlines and cruise ships; space tourism;

===================== . A mentality of spending now when young and pay later over the years. Will banks support this by giving loans and for the person to repay the loans over 30 years from earned income, which will rise over … Continue reading

Posted in Business & Finance, Productivity, Transport, World Peace | Leave a comment

WWW; AI and IT; wireless WIFI; – unseen technology; AI must take over software coding for maximum benefits; Next stage – the unseen realm Astral Particle Information System? Fast computers must be matched and supported by super fast, super intelligent, well designed, fully operational computer softwares in quick time; Time is money; Delayed or no software in support, the computer hardware is useless, a dumb junk machine;

=================== . A world without IT and AI today, no computer, no handphone, nothing…. Is IT bad and cause humans to suffer? Does AI make humans stupid? Will IT and AI control humans? Please learn how to pull out the … Continue reading

Posted in Business & Finance, IT. AI, and Computerisation; Robots; Space Technology; Astral Particle Information System, Productivity | Tagged , | Leave a comment

Singapore of the future, the age of the 4-G – to become a single society? Overcoming income inequality? True causes of wealth and poverty; What kind of government policy can eradicate the income gap between the top 10% and the bottom 20% in any society? Broader meritocracy, how?

=============== . Meritocracy, how? Education: What is Complete Whole Person Education? Work: What is “Work with the aim to help others become more efficient”? Workfare and Welfare: It is all about money. Where does money come from? Does it grow … Continue reading

Posted in Business & Finance, Cost of Living & Retirement Adequacy, Economy; Perfect Economic Storm? When?, Government, HDB Public Housing; affordability; EIP policy; and resale prices;, Inflation and Rising cost of living, Media and freedom of the press; Movies, TV serials; Entertainment;, Medical & Health, Minimum Wage; PWM and WIS in Singapore's wage policies, Nation Building, Politics, Silver Support Scheme, Social issues, Socialistic Policies, Workfare income supplement; Progressive Wage Model | Tagged , , | 2 Comments

Singapore’s facial verification system; Will we improve immigration clearance at the Marina Cruise Centre? Learn from Narita for airport fast clearance; Will the Govt improve the ICQ clearance procedures too when the RTS train commences service between JB and Woodlands?

============= . How to be the top cruise centre Hub in Asia? Clearance by ICA on board vessel at cruise centres is very critical as passengers have only a few hours within 24 hours after vessel docking to sightsee and … Continue reading

Posted in Bilateral Relationship with Asean nations, Business & Finance, Government, MRT, Rapid Transit System (RTS) Link Singapore to Johor; High Speed Rail KL to Singapore, Roads and Expressways, Social issues, The Govt listened and implemented my ideas and feedback, Transport | Leave a comment

Rising cost of living; 2022, Worldwide inflation; Food chain crises due to the Ukraine war; Rising COL; Recession? Stagflation? In Financial Times, “The combination of fiscal and monetary policies implemented in 2020 and 2021 ignited an inflationary fire”.

. ========== . Rising cost of living. How to bring cost of living down for all, rich and poor alike? Electricity is used in many modern equipment. Bring cost of electricity down. How? We spent additional S$8 billion to import … Continue reading

Posted in Business & Finance, Cost of Living & Retirement Adequacy, Economy; Perfect Economic Storm? When?, Food & Drinks; hawker centres; foodcourts;, Government, Politics, Social issues, Socialistic Policies | Leave a comment

Investments inflow; Dyson’s global HQ in Singapore; how to attract with tax incentives, grants, etc, a well-trained labour force, communication and transport links, ease of setting up business, no exchange control; currency, legal and administrative stability; no labour strikes, corruption free, political and policy predictability?

========== . S’pore must adapt to global trends to grow economy: PM Lee at opening of Dyson’s new HQ 1 of 5 Justin Ong Political Correspondent PUBLISHED 4 HOURS AGO on 25th March 2022 in Straits Times. FacebookWhatsAppTwitter SINGAPORE – Dyson … Continue reading

Posted in Business & Finance, Corruption, Economy; Perfect Economic Storm? When?, Inward investments and incentives; overseas Investments - should more be invested overseas or locally by Sovereign Wealth Fund? Maintain stable supply chains and security?, Labour, Minimum Wage; PWM and WIS in Singapore's wage policies, Politics | Leave a comment

Movies, films, and TV serials; Travels; Touristic – Places of interest;

=========== . Wow, this is even more frightening….Watch the copycat on the Korean TV serial, Squid Game.We walked across the glass bridge at Zhangjiajie near Changsha in Sept 2019, some two months before the Wuhan crisis.So grateful we made it. … Continue reading

Posted in Business & Finance, Media and freedom of the press; Movies, TV serials; Entertainment; | Leave a comment

Laws; FICA is law: Foreign Interference (Countermeasures) Bill (Fica) – with all encompassing broad definitions to catch all under the sky though it is aimed at the big birds, not the sparrows;

================= . FICA is law now. Singapore authorities will be able to order from Thursday (7 July, 2022) takedowns of content deemed to be part of hostile information campaigns by foreign parties to interfere in domestic affairs. Let us watch … Continue reading

Posted in Business & Finance, Government, International Politics, Super Power Politics; Trade and Tariffs Friction;, Laws; POFMA: The Protection from Online Falsehoods and Manipulation Act; FICA - Foreign Interference (Countermeasures) Act;, Media and freedom of the press; Movies, TV serials; Entertainment;, Misinformation - the unconditional public apologies; add in Sorry x 3, Nation Building, Politics, Security, Social issues, Socialistic Policies, World Peace | Leave a comment

Be egoless; Gratitude for everything, day and night; Must include Acceptance and Humility, the Divine Trinity Practice for all mankind; The true self and the real person; God’s Great Love for humans – God’s true children; God is Egoless; Human beings can aim to be egoless too; Humans cannot tune to the will and prayers of God [egoless] unless they practise the Divine Trinity Practice; Our fate and destiny, is it in our own hands?

. ======= , What is great Ego, and small Ego? Is small ego related to a person’s character? High strung, impatient, demanding, proud, bad & short temper? ======= . Be Egoless. God is Egoless [pg 5, SMIJ. Aug 2009]. How … Continue reading

Posted in Business & Finance, Divine Science. Man-made human science, Education; What is Complete Whole Person Education?, Fate, Destiny, Accidents & Coincidence, Government, International Politics, Super Power Politics; Trade and Tariffs Friction;, Lee Kuan Yew's Legacy [His life 1923-2015], Politics, Religions and Faiths, Social issues, Spiritual First - then mental then physical, United Nations, World Peace | 1 Comment

Budget 2024 – S$131.4 billion – was presented in Parliament on 16Feb2024; National Reserves S$1.73 trillions as at 31st March 2023; Budget 2022 presented on 18 Feb 2022; Budget 2021on 16Feb2021;

. ====================. . National Reserves or Total Govt Assets: S$1.7 trillions.It is official.S$1 trillion is outdated. National Reserves or Total Govt Assets as at 31st March 2019: S$1.174 trillions. It was S$1.732 trillions as at 31st March 2023. Grown by … Continue reading

Posted in 14th Parliament. GE 10Jul2020, Budgets 2018, etc., Business & Finance, Cost of Living & Retirement Adequacy, Economy; Perfect Economic Storm? When?, Government, Govt's Budget, GST, Politics, Social issues, Socialistic Policies, Taxation | Leave a comment

Beware of phishing scams; SPF’s Anti-Scam Centre (ASC) co June 2019; Solutions? Banks improving their online banking security; 470 people cheated by phishing scams in Dec 2021; Retirees on government pension; Invest your money safely and wisely; Where?

. ========= . Be cautious about scams. Don’t keep all your money in one bank account. It’s like not putting all your eggs in one basket. Have different bank accounts with various banks, and make sure your bank accounts are … Continue reading

Posted in Business & Finance, CPF, Government, Medical & Health, Politics, Social issues, Socialistic Policies | Tagged , | Leave a comment

2020 Unity Budget – my 34 suggestions. Total Assets of Singapore as at 31st March 2019 were S$1174b. 2020 Resilience Budget. 2020 Solidarity Budget.

2020 Budget Speech by MOF Heng in Parliament on 18th Feb 2020  [see copy below]: 2020 Budget has S$109 billion spending in total.   It is called Unity Budget 2020 due to the COVID-19 pandemic. The 2020 Budget has a … Continue reading

Posted in Budgets 2018, etc., Business & Finance, Cost of Living & Retirement Adequacy, CPF, Government, Govt's Budget, GST, GST Rebates, National Reserves, Politics, Social issues, Socialistic Policies, Taxation | Tagged | 1 Comment

Tariffs, FTAs and World trade; FTAs – is it to open one’s country to foreign nationals to enter their workforce freely? APEC cooperation; Tariff tension remains a great challenge; FTAs, and economic SWOTs – Politicians well versed and knowledgeable with tariffs and FTAs will benefit their society more; New challenges: Digital solution and digital trade; the threat to bricks-and-mortar businesses;

. ======= Trade wars bring suffering and kill too without directly firing a shot to end life. Trade tariffs and barriers will not being world peace. So long as there are greed and ego due to materialism and profits, there … Continue reading

Posted in Business & Finance, Economy; Perfect Economic Storm? When?, Government, International Politics, Super Power Politics; Trade and Tariffs Friction;, Inward investments and incentives; overseas Investments - should more be invested overseas or locally by Sovereign Wealth Fund? Maintain stable supply chains and security?, Labour, Lee Kuan Yew's Legacy [His life 1923-2015], Politics, Social issues, Socialistic Policies, World Peace | Tagged , , , , | Leave a comment

3 sen or RM2.73 million per year; The 4th Supplementary Water Agreement signed in 1990; Will there be a 5th SWA by the 9th PM of Malaysia, and when? Is there precedence in the 4th? Brinkmanship, is the bilateral relationship worth between Malaysia and Singapore worth only S$91m [or RM273 million]? How to ensure no ambiguity in the 5th SWA, if there is one?

========Good, at last the 10th PM of Malaysia. PM Anwar is in red dot to engage in 4-eye discussions on bilateral and state matters. What is the agenda, what is on the table to have win-win solutions? Will it all … Continue reading

Posted in Bilateral Relationship with Asean nations, Business & Finance, Cost of Living & Retirement Adequacy, Food & Drinks; hawker centres; foodcourts;, Government, International Politics, Super Power Politics; Trade and Tariffs Friction;, Total Defence, Water | Tagged , | Leave a comment

2019 Budget – my 28 suggestions

2019 Budget  – my 28 suggestions: I hope MOF Heng Swee Keat will include one or two of my suggestions in the 2019 Budget, which will be announced in Parliament by him on 18th Feb 2019. What will be the … Continue reading

Posted in Budgets 2018, etc., Business & Finance, CPF, Government, Govt's Budget, GST, Medical & Health, MediShield Life mandatory medical insurance, Minimum Wage; PWM and WIS in Singapore's wage policies, Politics, Population, Properties, Silver Support Scheme, Social issues, Socialistic Policies, Taxation, Transport | Tagged | Leave a comment

China’s development – 35 years cycle – by 2035 and 2070? After 1949, 1984, and 2019, and COVID-19 Pandemic in 2019; What will the world be like in 2054, in 35 years cycle? China’s fruition after three cycles of 35 years [from 1949 to 2054: 35 years x 3]? This is the 21st Holy century; Some people want Rights without responsibilities in big cities; China’s Tang Ping trend, or lying down flat; China youths have joined calls to get out of the gruelling rat race; Life in the dark ages 1822, 1922, and in 2022; 100 years later, we will become primitive to those living in 2122;

================= . Will the China HSR rail to Laos reach Bangkok soon, and link on to the port on the west coast of Thailand for access into the Indian Ocean and by-passing the Malacca Straits?   ======   China has two port … Continue reading

Posted in Business & Finance, Divine Science. Man-made human science, Energy, Clean and Green Electricity, Environment Control, Protect Nature, Fate, Destiny, Accidents & Coincidence, Government, International Politics, Super Power Politics; Trade and Tariffs Friction;, IT. AI, and Computerisation; Robots; Space Technology; Astral Particle Information System, Politics, Population, Social issues, Socialistic Policies, Spiritual First - then mental then physical, United Nations, World Peace | Tagged , , , | 5 Comments

Skills Future Credit..not transferable at death; not your money if you do not spend it…; S$100 Singapore Rediscovery Voucher, ended if not redeemed by 31st Dec 2021.

============= . SkillsFuture fund is not transferable at death. How much has been transferred to the Consolidated Fund to date? Singaporeans should be reminded to use the fund. But not all can. . ============ . The Straits Times’ Editorial says … Continue reading

Posted in Business & Finance, Education; What is Complete Whole Person Education?, Government, Labour, Politics, Productivity, Social issues, Socialistic Policies | Tagged | Leave a comment

Singapore’s facial verification system; It is a super ICQ unmanned clearance high-tech system at Changi Airport; Will ICA improve immigration clearance at cruise centres? Learn from Narita for airport fast clearance; And we did at Changi after four years.

==== . We came back via Changi T2 on 6Nov2022, and are impressed by the new walk-through unmanned electronic ICQ clearance system. We submitted the SGArrivalCard[SGAC], the electronic health declaration for Covid-19 with ICA within three days prior arrival. It … Continue reading

Posted in Business & Finance, Government, IT. AI, and Computerisation; Robots; Space Technology; Astral Particle Information System, MRT, Productivity, Rapid Transit System (RTS) Link Singapore to Johor; High Speed Rail KL to Singapore, Security, Social issues, The Govt listened and implemented my ideas and feedback, Transport | Tagged , | 5 Comments

UN COP28 in Dubai, UAE; UN COP27 in Cairo 2022 – ended with nothing concrete; UN COP26 in Glasgow; UN COP began from 1992, some 29 years; Another 29 years? [2021 to 2050]; Singapore’s National Statement by Minister Grace Fu at #COP26 on 9th Nov 2021; Climate Crisis; Rising sea levels; Global overheating…not global warming… Solutions? How to limit to a 1.5deg C increase..have a Green Recovery? No environment, no nature, more diseases, there will be no life on earth; Pollution destroys environment and nature; means mankind going further away from nature; Start teaching it in school? The UN should act now, not in 2030 or 2050;

===================== . Renewable energy – solutions? Modify the Turkish roadside vertical wind turbine and install it as a horizontal model on high-rise roof tops to generate electricity. Research into magnetic non-friction wind turbine to spin even when the wind force … Continue reading

Posted in Business & Finance, Emergency Disaster Preparation, Energy, Clean and Green Electricity, Environment Control, Protect Nature, Politics, Social issues, Socialistic Policies, United Nations, World Peace | Tagged , , | Leave a comment