Category Archives: CareShield Life insurance – permanent disabilities

A healthy population; Expand community healthier physical activities; Live and age well; Building more hospitals and clinics not the long-term solution; Rising cost of healthcare is a concern; Add reward element, increase incentive in the push for healthy living; Also: reward those who live healthy lifestyles; Successful ageing – Live and age well – ageing gracefully; How? Caring for the aged with low retirement CPF funds – retirement adequacy;

  ===================== .   A healthy population will result in many benefits to the self and the society as a whole: higher productivity due to less down time; greater medical cost savings in hospitals and clinics; and less mental and … Continue reading

Posted in CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, CPF, Inflation and Rising cost of living, Medical & Health, MediShield Life mandatory medical insurance, Population, Productivity, Silver Support Scheme, Social issues, Socialistic Policies, Workfare income supplement; Progressive Wage Model | Tagged , , , , , | Leave a comment

CareShield Life from Nov 6, 2021; …inclusiveness and equality? Will CSL cove babies born blind or with congenital deformities? MOH has sent their letter dated 16th June 2023 to elderly Singaporeans inviting them to join CSL by 31st Dec 2023;

========== . MOH has sent their letter of 16th June 2023. ref: CSLNTF026 to Singaporeans inviting all to join CareShield Life by 31st Dec 2023 to enjoy participation incentives of S$4000 over 10 years given by the Govt. Govt’s support … Continue reading

Posted in CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, Inflation and Rising cost of living, Medical & Health, MediShield Life mandatory medical insurance | Tagged | Leave a comment

Cashless; Paperless; The Govt has listened yet again; Four years of waiting; Grateful the Govt has upgraded the systems at the polyclinics – A paperless system – and pay electronically; Japan has the paperless system to cut waiting times at pharmacies; Now, ours too; What next?

======== . Cashless and Paperless;  The cashless society.. a one card system. No card you cannot move around in society. You will become history. When? It is all about money. Cash only. Some retail shops accept only cash, and the … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, Economy; Perfect Economic Storm? When?, Food & Drinks; hawker centres; foodcourts;, Hawker Food -Top Favourites, IT. AI, and Computerisation; Robots; Space Technology; Astral Particle Information System, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Productivity, Social issues, Socialistic Policies, The Govt listened and implemented my ideas and feedback | Tagged , , | Leave a comment

Pioneer Generation medical and dental claims – possible loopholes; there are warning signs; Hope the Govt listens.

PG claims…what are the possible loopholes for false claims….?” Sharing what I wrote to the MOH in Dec 2014: From: tan kok tim Sent: Saturday, December 06, 2014 6:38:21 PM To: MOH Kim Yong GAN (MOH), REACH (REACH), MOH QSM … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Corruption, Education; What is Complete Whole Person Education?, Medical & Health, MediShield Life mandatory medical insurance, PG and CHAS, Socialistic Policies, The Govt listened and implemented my ideas and feedback | Tagged | Leave a comment

50-year public infrastructures: To pay construction by taxation, loans or bonds? Should there be sinking funds for public infrastructures to pay for renovation and upgrading? Development economists to advise, should the people pay for the cost of state land owned by the Govt for the benefit of the people? Impact on rising prices of HDB public housing prices [due to cost of town centres, hawker centres, multi-storey carparks, not benefiting the poor; the schools, universities, hospitals, polyclinics, all on State Land;

What is the root cause of rising cost of living?…It is rental. Should cost of State Land be viewed holistically? It is a subject for the learned economists and in particular those who wrote PhD thesis on development economics.  Let … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, Government, HDB Public Housing; affordability; EIP policy; and resale prices;, Medical & Health, MediShield Life mandatory medical insurance, National Reserves, Politics, Productivity, Properties, Social issues, Socialistic Policies, State Land | Tagged , , , | Leave a comment

Healthier SG; community physical activities – improve productivity; Launch scheme to reward those who lead healthy lifestyles; Cycling as a form of mobility has many advantages; A healthy population will translate into higher productivity nationwide; Also, it keeps healthcare cost down; Prevention is less costly. Prevention is better than cure.  Cure is more expensive; Add reward, increase incentive element in healthy living;

. ====== . This is long overdue….. I wrote on it many years ago.. .===========.30 years ago, I wrote in ST Forum on Dec 11, 1993:   “Launch scheme to reward those who lead healthy lifestyles”.Reference to the link:.https://tankoktim.wordpress.com/2014/03/01/launch-scheme-to-reward-those-who-lead-healthy-lifestyles/.Why give reward?.I … Continue reading

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MediShield and MediFund – more progressive in the 2014 Budget?

HOW THE MEDIFUND & MEDISHIELD COULD BECOME MORE PROGRESSIVE IN THE 2014 BUDGET? Rising medical cost is a matter of great concern to Singaporeans especially those above 60. For those above 60 years of age, the main concern is rising … Continue reading

Posted in CareShield Life insurance - permanent disabilities, Govt's Budget, Medical & Health, MediShield Life mandatory medical insurance, Social issues, Socialistic Policies | Tagged , , | Leave a comment

Making a simple Will – sample format below; the importance of making a will; the consequences of not making a will; Making a LPA too – lasting power of attorney; Beware of rule of survivorship in property with joint-name ownership;

=============== . You do not need a lawyer to witness or prepare the Will for you if your Will is straightforward and simple.    You can use the simple format below. The executor of the Will can be one or … Continue reading

Posted in Business & Finance, CareShield Life insurance - permanent disabilities, Cost of Living & Retirement Adequacy, CPF, Emergency Disaster Preparation, Fate, Destiny, Accidents & Coincidence, MediShield Life mandatory medical insurance, PG and CHAS, Religions and Faiths, Silver Support Scheme, Social issues, Socialistic Policies, Spiritual First - then mental then physical | Tagged , , , | Leave a comment